It’s Time to Start Investing – Seriously

Investment is one of those things we just want to put off till later. We feel like we’ll get to it one of these days, that there’s plenty of time. The problem is, investments need time in most cases. Time is the best friend of the investor, because of complex mathematical realities like compound interest. Compound interest is all about investments that feed back into themselves. Dividends go back into the pot that includes an investor’s first allocations of funds. This creates a bigger pool of resources to feed investment growth. As this pool increases so do the dividends, which creates a bigger pool, which creates more dividends, which makes a bigger pool……on and on and on.

You can immediately see how time is on the side of the investor who invests this way. But this isn’t the only way that time helps investors. There are other investment types which have a lot more to do with skill than time. But skill is another resource that’s stored up gradually. In any type of skill that matters, nobody gets good overnight. Instead, it can take years or decades to master the thing you’re interested in. This is another reason to start taking investment seriously now. Without the time to master new investment skills, you won’t be able to make a lot of money.

One example of an investment that works this way is spread betting. Spread betting investors use trusted providers like ETX Capital, to make value bets about stocks, indexes, Forex currencies, and more. Rather than owning stocks, as one would do in models where compound interest would be a primary concern, the investors “own” the right to make money if an entity’s value changes in a direction they anticipated. The user chooses the period of time, as well as the specific asset upon which to bet. At the end of time, if the value has changed according to plan, the investor makes money. If the value changes in the opposite way, the investor loses money.

There are many other types of investment, some that require only passive attention from the investor and some which require active management. In all cases, however, time is one of the biggest assets in the investor’s hands. Time gives options. If you make a mistake because you didn’t know enough about your chosen investment style, or simply because circumstances went in the wrong direction, you’ll have more chance of recovering yourself the more time you have. If you create a model for which you are seeing slow steady growth, you’ll have more growth the more time you have to wait. If you have seen your investments pay off over thirty years during the first half of your life, you’ll be glad to have the rest of your life to enjoy your wealth. There are many other reasons that time is one of the best assets of the investor, but you should appreciate the idea by now. In any case, start investing now if you ever plan to do so at all. You’ll be glad you did, and you’ll learn a lot as you go.

The benefits of using prepaid calling cards – Are they worth your dollars?

We all know that the information technology industry is all set to reach a milestone due to its rapid growth. Apart from the IT industry, the prepaid phone card industry is also experiencing some phenomenal growth which has gone unnoticed by most people. Communication technology has evolved with years and with the technological advancements, making long distance calls has become as easy and simple as making local calls. Cost was the major factor when it came to international calls but with the innovation of prepaid phone calling cards, cost-effective calling has become the new trend. Go through the concerns of this article to know more on prepaid calling cards.

What advantages can you reap from calling cards?

If you’re wondering about the ways in which you can benefit by using calling cards, here are some points to look forward to.

  1. Extremely low rates: Prepaid phone cards have extremely low international calling rates, both in international and domestic USA, if compared to traditional long distance services like the VOIP. When you use a prepaid phone card, you can actually save up to 95% on your international long distance calls. You won’t even require switching to long-distance carriers to get the benefits of competitive rates.
  2. Can be used with any phone: The best thing about calling cards is that they can be used from your cell phone, home telephone, office phone and you don’t even need to discontinue with the current service that you’re availing. In most cases, it has been seen that a phone card offers much better calling rates.
  3. Best option while traveling: Before you go out for a tour or you travel for a business trip, make sure you get yourself a prepaid phone card. Calls that you make from the airport, hotels will all be done at a much lower cost. You just need to contact your hotel to ensure they accomodate the use of such phone cards.

Beware of the common complaints associated with prepaid calling cards

Although there are several benefits of such cards, you need to be aware of some of the common complaints associated with them.

  • PINs or Access numbers often don’t work
  • Access numbers always remain busy
  • Rates may be much higher than what has been advertised
  • Cards may charge you even when your call doesn’t go through
  • Poor quality connections
  • Per-call fees may be deducted from the time

In case you face any problem with a prepaid phone card, you should call the service provider. For instance, if you have NobelCom Calling cards, you can call them for assistance and if you have the Nobel App installed in your phone, you may even get online instant assistance from them.

Hence, if you want to decrease the calling rates of your international and long distance calls, take help of prepaid calling cards. Look into the benefits before opting for one.